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About Creditsin

At Creditsin, we believe access to credit shouldn’t be complicated, confusing, or out of reach. We're building a platform where every Indian—whether they're salaried, self-employed, new to credit, or previously rejected—can discover, compare, and apply for the right financial product in minutes.

Our goal is simple: make borrowing smart, fair, and stress-free.

In a country where financial options are often opaque and biased, we're creating a new standard. With deep integrations across 50+ RBI-approved banks and NBFCs, powerful matchmaking algorithms, and a human-first support model, Creditsin brings clarity and confidence to borrowing decisions.

This isn’t just another fintech tool. Creditsin is a movement to democratize credit access—responsibly, intelligently, and at scale.

Our Mission

To simplify and personalize access to financial products for every Indian household. We empower users to borrow smarter, improve their credit health, and take charge of their financial future.

Founding Team

At the core of Creditsin is a hands-on founding team united by one mission: to make access to credit in India simple, transparent, and truly inclusive.

We come from diverse backgrounds—fintech, technology, marketing, and consumer finance—but share a common frustration: how difficult and confusing it still is for everyday Indians to get fair access to loans, credit cards, and financial tools.

Having built products at some of India’s top startups, scaled growth at financial institutions, and worked closely with underserved borrower segments, our team brings a rare mix of deep industry experience, customer-first thinking, and executional grit.

We’re not sitting on the sidelines. We’re actively building everything—from lender integrations and user journeys to affiliate systems and responsible data models.

This isn’t just a business for us—it’s a mission.

To simplify credit access, cut through the noise, and build a platform that millions of Indians can finally trust.

What Makes Creditsin Different?

Smart Eligibility Engine

We don’t just show you random offers. We analyze real-time data across multiple lenders to match you with options that fit your city, salary, credit score, and history.

Hyper-Local Listings

We bring you location-specific offers, so your loan search feels personalized—whether you're in Mumbai or Mangalore, Delhi or Dehradun.

Zero-Cost Credit Score Tracking

Track your credit score every quarter—for free. Get customized insights on how to improve it, what’s affecting it, and what to do next.

Instant Side-by-Side Comparisons

No guesswork. Compare personal loans, credit cards, and lending apps from top institutions—all in one place.

Real Human Help, When It Counts

Our advisors don’t sell. They guide—explaining why an application was approved, rejected, or how to increase your chances next time.

Who We’re For

  • Salaried employees looking for instant loans or credit cards
  • First-time borrowers  trying to build a credit profile
  • Freelancers, gig workers, or anyone without fixed income
  • Individuals with past loan rejections or low credit scores
  • Anyone feeling lost or overwhelmed by complex loan options

If you've ever felt confused applying for a loan, checking your Credit score, or understanding rejection reasons—we built Creditsin for you..

Our Affiliate Program – Earn as You Help Others

We believe growth should be shared. With the Creditsin Affiliate Program, creators, influencers, financial advisors, and everyday users can earn by referring trusted financial products.

Whether you’re building a community or just helping a friend apply for a loan, you can start earning from Day 1.

Affiliate Highlights:
  • Payouts on Disbursed Loan applications*
  • Live dashboard to track leads and commissions
  • Tiered rewards for high performers
  • Refer across loans, credit cards, and more
  • Dedicated support team to help you succeed

Turn your network into income—while helping people make better money choices.

Built with Trust, Backed by Industry Leaders

We’ve partnered with top banks—HDFC, ICICI, Kotak, IDFC FIRST, Bajaj Finserv, YES Bank—and leading credit bureaus like EQUIFAX .

  • Every product listed is vetted.
  • No hidden fees. No shady lenders. No false promises.
  • Just verified offers, expert guidance, and full transparency.

Our Vision

To become India’s most trusted credit marketplace—empowering over 10 million Indians to access responsible credit and build stronger financial lives by 2027.